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The Gig Economy Forces Women Freelancers to Get Creative About How They Calculate Their Rates and Value Their Time


Women are trapped in a bind—socialized to believe that the worst thing we can be is an inconvenience and at the same time made to compete in a workforce that punishes those who don’t name their own needs. Erica Greenwald, an event production freelancer, says that each time she’s asked to price her hours, she weighs her own financial concerns with the desire to make a good first impression on her clients. “You don’t want to come off as pushy or thirsty, because people make snap judgments all the time and you’re just trying to get a gig,” Greenwald says. “It all comes down to power dynamics, and sometimes I feel empowered to advocate for myself, but more often than not I accept what I can get.”

In other industries and in Silicon Valley in particular, there’s been a push for salary transparency—but Bolles, Salvo, and Cowan all say that for freelancers, talking money is still largely taboo. Justin Gignac, founder of the 65,000-member freelance platform Working Not Working, encourages the creatives he works with to share information about their rates to ensure they’re getting fair pay. He consistently finds himself urging the women he knows to up their prices. “I encourage the women in the room to say yes to the jobs you think you’re not qualified for and ask for the money you don’t think is reasonable, because the men you know aren’t afraid to do either,” Gignac says.

In 2017, Cowan reopened her photography business under the new name “The Blonde with the Smile” and again she’s navigating the minefield of putting a price on her time. Three months ago, a corporate representative called her to book a last-minute gig for an event, hosted by a software company at the Jacob K. Javits Center. Cowan was told that she’d come highly recommended and was asked to name her price. She floated $550 an hour.

“The woman on the phone was like, ‘I’m sorry, what?’ and immediately, I cringed,” Cowan says. “I was like, ‘Shoot, I’m going to lose this gig.’” But instead, the voice on the line told Cowan she wasn’t charging nearly enough. The male photographer she’d been hired to replace had billed $2,000 an hour, and that’s what the company was ready to pay. “That call changed the trajectory of my life. If I’d been on the phone with a man he would’ve said, ‘$550? That’s great!’”

Since then, Cowan has turned down offers that would barely cover her next meal. When she worked minimum-wage jobs, she was focused on how to make ends meet. Now that she prices out her hours, those rates are also tangled up in conceptions of her own professional value. Billable hours have to add up to more than the rent plus food. But those calculations are challenges (and opportunities) to assert that a woman’s time isn’t available at permanent discount.

Emma Goldberg is a writer whose work has been published in the Washington Post, the New York Times, the Economist, ELLE, and the LA Review of Books, among other places. She lives in Brooklyn, New York.

April is Financial Literacy Month on CNBC. To mark it we don’t just want to talk about the wage gap or the disadvantages women still face in the workplace. We want action—to the tune of $10,000. This month we’ll explore what women can do to net a cool $10K. That means strategies to save more and spend smarter, tactics to negotiate not just at work but on health care, home decor, and more, and stories to inspire your inner CEO.



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I Chose Unassisted Home Birth Because Pregnant Black Women Are Dying at Terrifying Rates


On all fours in an inflatable pool in my living room, I could feel my baby’s head crowning. I reached down to touch him, stunned at the quiet instinctiveness my body seemed to possess. Before I could even think about what to do next, my body summoned one last great push, safely delivering my son into my husband’s waiting hands. We sat there in awe, just the three of us—no doctor, no midwife, no doula—soaking in what suddenly felt like the perfect birth.

My husband and I always knew we wanted a home birth. Aromatherapy, candlelight, and the comfort and safety of my own home always sounded far superior to a sterile hospital delivery room filled with strangers in scrubs. But what we didn’t initially plan was that we’d have a completely unassisted home birth, without a trained birthing professional like a doctor or midwife present to help coach us through the delivery of our first child.

From almost the moment I found out I was pregnant, I worried. Every mom-to-be worries—Will I have pregnancy complications? Will my child be healthy? Will I poop during labor?—but with my being a black woman in America, the realization quickly set in: Being pregnant meant putting my well-being, even my life, on the line in a way that white moms, statistically, don’t have to.

Shockingly, the United States is the most dangerous developed country in the world to have a baby. Women in the U.S. are three times more likely to die during childbirth than women in Canada. To put it in perspective, that’s a higher maternal mortality rate than in Kuwait and Kazakhstan. Immediately after birth, complications like postpartum hemorrhage can threaten a new mother’s life, and after leaving the hospital, many more women face health complications that can be life-threatening, according to the Centers for Disease Control and Prevention. Some estimates say 60 percent of these deaths are preventable.

That’s enough to keep any pregnant woman up at night, but for black women, the stats are even more chilling. Black women in the United States are three to four times more likely to experience pregnancy-related death than white women. The prevailing theory as to why this gross inequity exists? Black women are often ignored and dismissed when it comes to health issues, including ones that can turn fatal.

Even Serena Williams isn’t immune to the deadly bias. The day after giving birth, she was having trouble breathing. With a history of pulmonary embolism, she notified her care team right away, telling them she needed a CT scan. But Williams’ request was initially downplayed; nurses thought her pain medication might be making her confused, she told Vogue. Her persistence is what ultimately saved her life. When she finally did get the scan, it revealed blood clots had indeed settled in her lungs.

Not all black women are as lucky. Kira Johnson, a 39-year-old woman in Los Angeles, died just hours after giving birth to her second child. After a routine C-section, Johnson began complaining of excruciating abdominal pain and started losing color, her husband told People. He noticed blood in her catheter, but it was hours before her health care professionals took any action, he said. Another surgery revealed Johnson had massive internal bleeding. She died from the complications.

This racial bias weighed heavily on my mind—with stories like Johnson’s and Williams’ happening more often than I could stomach, how could I feel safe having a hospital birth? My husband’s own grandmother died while pregnant in the hospital. She was just 35.



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