More couples are shacking up before tying the knot than ever before. As of 2016, 18 million unmarried adults were living with a partner—up a whopping 29 percent since 2007. And more than half of these cohabiters are under the age of 35, a.k.a. millennials. But just because moving in with your beau seems like the “trendy” thing to do, that doesn’t mean it’s right for you.

Before you go ahead and sign that lease or take out that mortgage, you have to get real with your partner about your expectations and your finances. Here Glamour has compiled all of the conversations you should have and milestones to hit with your significant other before you order the U-Haul.

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